What is the definition of Cheapest Life Insurance No Medical Exam?

Ah, the infamous "cheapest life insurance no medical exam." Let's break it down: This phrase is like a slapstick comedy act in the world of insurance, where the main character (the policyholder) decides to skimp on the medical checkup part (that's the "no exam" bit) and instead opts for the most budget-friendly route - basically, skipping the doctor's visit to save a buck. It's like choosing a cheap pizza with extra cheese over a fancy burger with no grease - you might save a few bucks, but you're essentially trading health for a questionable life insurance deal.

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Now, here's an unsettling example sentence: "In a world where life insurance is as cheap as a loaf of bread at a supermarket with expired milk, I decided to take the no-medical-exam route, thinking I'd save $500, only to realize my policy is now insurable only for those who've seen a ghost at the dentist."